A loan in foreclosure: 492 days — and growing

Foreclosure activity is on the decline, but officials continue to struggle to stop desperate homeowners from being victimized by individuals who make false promises about mortgage loan modifications..

The lender initiated foreclosure proceedings on these properties because the owner(s) were in default on their loan obligations. Pre-foreclosures also include properties for which a foreclosure auction is scheduled. These properties are not found on a multiple listing service (MLS).

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A successful foreclosure defense may prohibit or delay the foreclosure process or it simply may induce a lending institution to negotiate a loan modification that allows you to stay in your home – which, of course, was the goal in the first place.

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NRS 106.290 Recording of discharge of mortgage by mortgagee; liability for failure to.. by the mortgagor during the life of the mortgage, and all wool grown upon or. shall be instituted for the foreclosure of the mortgage, the mortgagee may,. Within 21 calendar days after receiving written notice that a debt secured by a.

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